AULAFYCurso abierto de inglés C1
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Finance, Investment & RiskL03
vocabulary

Vocabulary Lab

High-value C1 vocabulary with pronunciation, collocations and examples.

45 minC1c1vocabularyfinance-investment-riskinversiónriesgofinanzasmercado

Lesson objectives

  • Learn advanced lexical items related to finance, investment & risk.
  • Reuse collocations and pronunciation cues more accurately.
  • Transfer high-value vocabulary into speaking and writing tasks.

Vocabulario C1 — Finance, Investment & Risk

30 palabras con definición, traducción, ejemplo y audio.

volatility //

/ˌvɒləˈtɪləti/n
Definition:The liability or tendency to change rapidly and unpredictably, especially in market prices.
Traducción:volatilidad
Example:Investors are struggling to manage the extreme market volatility caused by recent geopolitical shifts.
Collocation:market volatility
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    • mitigate //

    /ˈmɪtɪɡeɪt/v
    Definition:To make something less severe, serious, or painful, especially regarding risks.
    Traducción:mitigar
    Example:The firm implemented new protocols to mitigate the risk of cyber-attacks on financial data.
    Collocation:mitigate risk
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    • empirical //

    /ɪmˈpɪrɪkl/adj
    Definition:Based on, concerned with, or verifiable by observation or experience rather than theory.
    Traducción:empírico
    Example:The analyst provided empirical evidence to support the prediction of a long-term recession.
    Collocation:empirical evidence
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    • fluctuate //

    /ˈflʌktʃueɪt/v
    Definition:To rise and fall irregularly in number or amount.
    Traducción:fluctuar
    Example:Interest rates are expected to fluctuate throughout the next fiscal year.
    Collocation:fluctuate wildly
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    • prospectus //

    /ˈprɒspektəs/n
    Definition:A printed document that advertises a particular investment or company to potential shareholders.
    Traducción:folleto informativo / prospecto
    Example:Before investing, the board carefully reviewed the company's annual prospectus.
    Collocation:issue a prospectus
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    • diversification //

    /daɪˌvɜːsɪfɪˈkeɪʃn/n
    Definition:The process of allocating capital in different assets to reduce exposure to any single asset.
    Traducción:diversificación
    Example:Proper portfolio diversification is essential to protect against sudden market crashes.
    Collocation:asset diversification
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    • liquidity //

    /lɪˈkwɪdəti/n
    Definition:The availability of liquid assets (cash) to a market or company.
    Traducción:liquidez
    Example:The sudden withdrawal of funds caused a significant liquidity crisis in the regional bank.
    Collocation:market liquidity
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    • dividend //

    /ˈdɪvɪdend/n
    Definition:A sum of money paid regularly by a company to its shareholders out of its profits.
    Traducción:dividendo
    Example:The tech giant announced a higher dividend to reward long-term investors.
    Collocation:pay a dividend
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    • insolvent //

    /ɪnˈsɒlvənt/adj
    Definition:Unable to pay one's debts.
    Traducción:insolvente
    Example:The company was declared insolvent after failing to meet its quarterly obligations.
    Collocation:become insolvent
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    • speculative //

    /ˈspekjələtɪv/adj
    Definition:Involving high risk in the hope of making large profits.
    Traducción:especulativo
    Example:Many economists warned that the rise in property prices was purely speculative.
    Collocation:speculative bubble
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    • yield //

    /jiːld/n
    Definition:The income returned on an investment, such as interest or dividends.
    Traducción:rendimiento
    Example:High-yield bonds offer better returns but come with significantly higher risk levels.
    Collocation:annual yield
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    • audit //

    /ˈɔːdɪt/n / v
    Definition:An official inspection of an individual's or organization's accounts.
    Traducción:auditoría / auditar
    Example:The external audit revealed several discrepancies in the company's tax filings.
    Collocation:conduct an audit
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    • liability //

    /ˌlaɪəˈbɪləti/n
    Definition:The state of being legally responsible for something; an amount owed.
    Traducción:responsabilidad / pasivo
    Example:The firm's total liabilities outweighed its assets, leading to a credit downgrade.
    Collocation:legal liability
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    • equity //

    /ˈekwəti/n
    Definition:The value of the shares issued by a company; ownership interest in a property.
    Traducción:capital / patrimonio neto
    Example:She decided to build equity in her home by paying off the mortgage early.
    Collocation:shareholder equity
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    • deficit //

    /ˈdefɪsɪt/n
    Definition:The amount by which something, especially a sum of money, is too small.
    Traducción:déficit
    Example:The government is working to reduce the budget deficit through strict austerity measures.
    Collocation:trade deficit
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    • surplus //

    /ˈsɜːpləs/n
    Definition:An amount of something left over when requirements have been met.
    Traducción:superávit
    Example:The surplus funds were reinvested into the company's research and development department.
    Collocation:budget surplus
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    • asset //

    /ˈæset/n
    Definition:A useful or valuable thing, person, or quality; property owned by a person or company.
    Traducción:activo
    Example:The company's intellectual property is its most valuable asset.
    Collocation:tangible asset
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    • hedge //

    /hedʒ/v / n
    Definition:To protect oneself against financial loss by making certain investments.
    Traducción:cobertura / cubrirse
    Example:Investors often use gold to hedge against the effects of inflation.
    Collocation:hedge against
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    • benchmark //

    /ˈbentʃmɑːk/n
    Definition:A standard or point of reference against which things may be compared or assessed.
    Traducción:punto de referencia / parámetro
    Example:The S&P 500 is often used as a benchmark for the performance of the US stock market.
    Collocation:industry benchmark
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    • projection //

    /prəˈdʒekʃn/n
    Definition:An estimate or forecast of a future situation based on current trends.
    Traducción:proyección
    Example:Financial projections for 2026 suggest a steady growth in the renewable energy sector.
    Collocation:financial projection
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    • fluctuation //

    /ˌflʌktʃuˈeɪʃn/n
    Definition:An irregular rising and falling in amount or level.
    Traducción:fluctuación
    Example:Constant price fluctuation makes it difficult for small businesses to plan budgets.
    Collocation:price fluctuation
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    • compliance //

    /kəmˈplaɪəns/n
    Definition:The action or fact of complying with a law, most important rule, or agreement.
    Traducción:cumplimiento (normativo)
    Example:The bank was fined for failing to maintain strict regulatory compliance.
    Collocation:regulatory compliance
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    • appreciation //

    /əˌpriːʃiˈeɪʃn/n
    Definition:An increase in the value of an asset over time.
    Traducción:revalorización / apreciación
    Example:Capital appreciation is the primary goal for most real estate investors.
    Collocation:capital appreciation
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    • depreciation //

    /dɪˌpriːʃiˈeɪʃn/n
    Definition:A reduction in the value of an asset over time.
    Traducción:depreciación
    Example:The rapid depreciation of electronic equipment must be accounted for in the annual report.
    Collocation:rapid depreciation
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    • to bail out //

    /tuː beɪl aʊt/phrasal verb
    Definition:To rescue a company or person from financial ruin.
    Traducción:rescatar (financieramente)
    Example:The government had to bail out the airline to prevent mass unemployment.
    Collocation:bail out a company
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    • to break even //

    /tuː breɪk ˈiːvn/phrase
    Definition:To reach a point where profits equal costs, resulting in neither profit nor loss.
    Traducción:quedar tablas / alcanzar el punto de equilibrio
    Example:After three years of heavy investment, the startup finally managed to break even.
    Collocation:finally break even
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    • to go bust //

    /tuː ɡəʊ bʌst/phrase
    Definition:To go bankrupt or fail completely (informal/business slang).
    Traducción:quebrar / irse a la quiebra
    Example:If the venture capital runs out, the tech firm might go bust by summer.
    Collocation:go bust
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    • to be in the red //

    /tuː biː ɪn ðə red/phrase
    Definition:To be in a state of debt or losing money.
    Traducción:estar en números rojos
    Example:The department has been in the red for three consecutive quarters.
    Collocation:stay in the red
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    • to rake in //

    /tuː reɪk ɪn/phrasal verb
    Definition:To earn a lot of money very quickly (informal).
    Traducción:recaudar / ganar (mucho dinero)
    Example:The new fintech app is raking in millions in subscription fees every month.
    Collocation:rake in profits
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    • to tighten one's belt //

    /tuː ˈtaɪtn wʌnz belt/idiom
    Definition:To spend less money because there is less available.
    Traducción:ajustarse el cinturón
    Example:With rising inflation, many families are having to tighten their belts this year.
    Collocation:tighten one's belt
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